To own your own home is part of the American dream. For many Americans it's a dream that cannot be realized. But don't loose hope, because you may qualify for a Habitat for Humanity house. Habitat for Humanity of Jefferson County has two meetings coming up for those of you who are interested.
Habitat for Humanity of Jefferson County is seeking eligible families for Beaumont and Port Arthur construction in 2013. Executive Director with Habitat for Humanity of Jefferson County, Uliana Trylowsky, tells 12 News HD, "We are getting people to call us to sign up for one of two meetings that we're having next week. At the meetings they learn about the program. They find out about the requirements and then we give them the application form."
Qualified families will earn between 30% and 60% of the area median income. Trylowsky says, "Our goal for this year, we're looking for four families and two alternates for the 2013 year."
Potential applicants will need to be willing to participate in the Habitat program that includes performing 300 hours of volunteer work with the organization. Victoria Sanchez will soon be a habitat homeowner and her house is almost finished. She tells 12 News HD about the "sweat equity", "It's community service through Habitat for Humanity. You get to come in here, work in the restore, go work on a house, hands on, on your own house."
Applicants will attend financial literacy classes and agree to repay the cost of the house through a zero interest mortgage. But to see if you qualify, you will have to call Habitat, be invited to the meeting and complete the application. So it's a good idea to start preparing now. They will need to look at the money you have coming into the home; your pay stubs for the last 30 days and any other income including food stamps. But they also need to see your expenses like car payments, insurance and utilities.
Then be prepared for habitat to come to your current home for an interview as part of the process before you are approved for the build and eventually get the keys to your new home. Sanchez says for her it happened really quickly, "They came out, did the interview and we was approved just in the nick of time."
Now it's only a matter of time Sanchez says, before has her own home, "It's all worth it, because I mean I've got three kids. They all get something they can call home."
The meetings will be on Tuesday, January 8, 2013 at 6:00 p.m. and Saturday, January 12, 2013 at 10:30 am. To contact Habitat for Humanity to get information on the process and the meetings, call (409) 832-5853.
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